Investor Information
Australian Corporate Private Credit
Direct investment access to Australia's lower middle-market corporate credit market
SME, lower- and middle-market companies form an integral part of Australia's national economic and employment foundation. Beyond indirect exposure via investment in commercial bank equities, Colter Bay offers one of the few avenues to gain direct debt exposure to the lower middle market corporate sector. The asset class aims to deliver a reliable income stream with attractive risk-adjusted yields, while diversifying portfolios away from real estate debt and equities.
Private Credit as an Asset Class
An asset class that may offer competitive risk-adjusted returns.
Structural Credit Protection
Senior secured lending with financing metrics designed to mitigate downside risk.
Recurring Yield & Capital Preservation
Targets recurring income via contracted interest, with a focus on capital preservation through contractual maturities.
Risk-Adjusted Return
Aims to generate attractive risk-adjusted returns through the direct origination of opportunities not available in public credit markets, offering illiquidity premia potential.
Portfolio Diversification
Provides portfolio diversification opportunities by gaining exposure to an alternative asset class with lower correlation to traditional markets.
Colter Bay Private Credit Fund
An open-ended unit trust providing wholesale investors with access to a diversified portfolio of senior secured loans to Australian lower middle-market businesses.
Target Risk Parameters
General information only — this page does not constitute financial product advice. The fund targets, but does not forecast or guarantee, specific returns. Refer to the Information Memorandum for risks and other important information. This information is issued by Colter Bay Capital FM Pty Ltd (ABN 66 691 340 306) as a Corporate Authorised Representative (CAR 001318150) of Polar 993 Advisory Pty Ltd (AFSL 531197). Polar 993 Limited (ACN 642 129 226, AFSL 525458) is the trustee of The Colter Bay Private Credit Fund. This information is of a general nature only and does not constitute financial product advice. It is neither an offer to sell nor a solicitation of any offer to acquire interests in the fund. For wholesale clients only under the Corporations Act 2001 (Cth). Past performance is not a reliable indicator of future performance.
Approach to Capital Protection
A multi-layered approach designed to identify, mitigate, and monitor risks throughout the life of each loan.
At Origination
- Comprehensive financial and operational due diligence
- Independent legal and valuation advice where appropriate
- Stress testing under multiple downside scenarios
- Structuring designed to target appropriate equity buffers
Portfolio Level
- Regular financial covenant and performance monitoring for each investment
- Concentration limits designed to promote diversification across sectors and issuers
- Continuous portfolio stress testing
*Target for a fully deployed portfolio
Access Full Fund Details
Detailed fund terms, fee structure, and documentation available for wholesale investors.
Available to wholesale investors as defined in the Corporations Act 2001 (Cth).